Hot shot trucking has become one of the most appealing entry points for individuals looking to break into the freight and logistics industry. Particularly, non-CDL hot shot trucking allows drivers to haul loads without the need for a commercial driver’s license (CDL), making it an attractive option for newcomers. But before you jump behind the wheel, it’s crucial to understand the non-CDL hot shot trucking requirements, insurance expectations, DOT regulations, and whether this path is right for you.
This guide walks you through everything you need to know about non-CDL hot shot trucking and helps you decide whether it’s worth it—or whether getting your CDL is a better long-term investment.
What Is Non-CDL Hot Shot Trucking?
Hot shot trucking refers to the use of smaller trucks—typically 3/4-ton or 1-ton pickups—to haul time-sensitive loads that are too small for traditional semi-truck trailers. Non-CDL hot shot trucking means operating these loads under the weight limits that require a commercial license.
These drivers often use vehicles like a Ford F-250 or Ram 3500 with a gooseneck or flatbed trailer. They stay under the CDL-required weight threshold, which is 26,000 lbs combined Gross Vehicle Weight Rating (GVWR).
Types of Freight Hauled
Non-CDL hot shot drivers commonly transport:
- Auto parts
- Construction materials
- Farm equipment
- LTL (less-than-truckload) freight
- Oilfield equipment
These are typically urgent or specialty loads where time and flexibility are more important than volume.
Non-CDL Hot Shot Trucking Requirements
Driver Age and License
To qualify, you must:
• Be at least 18 years old for intrastate operations (21 for interstate)
• Hold a valid non-commercial driver’s license (Class D)
Vehicle Specifications
Your vehicle and trailer must remain under the 26,000 lbs GVWR threshold. Commonly used trucks include:
- Ford F-250 or F-350
- Ram 2500 or 3500
- Gooseneck or bumper-pull trailers rated for under 10,000 lbs
Non-CDL Hotshot Weight Limit Explained
The magic number is 26,000 lbs combined GVWR. This means the sum of the truck’s GVWR and the trailer’s GVWR must not exceed that limit.
Example:
- Truck GVWR: 14,000 lbs
- Trailer GVWR: 11,000 lbs
- Total: 25,000 lbs → Eligible for non-CDL hot shot trucking
If your combined weight exceeds this, you are required by federal law to obtain a CDL.
Non-CDL Trucking Requirements Overview
Even without a CDL, you still must comply with federal and state regulations:
- DOT Number: Required if you operate across state lines or haul for compensation.
- Annual Inspections: Truck and trailer must pass yearly inspections.
- Safety Equipment: Must carry safety triangles, fire extinguisher, and properly working lights.
DOT Regulations for Non-CDL Hotshot Drivers
Hours of Service (HOS)
Non-CDL drivers are subject to the same HOS regulations as CDL holders if:
- They operate in interstate commerce
- Their truck-trailer combo exceeds 10,001 lbs
However, you may be eligible for the short-haul exemption if you operate within a 150-air-mile radius and return within 14 hours.
Maintenance and Safety
You must:
- Conduct daily pre-trip inspections
- Maintain a log of repairs
- Submit to roadside inspections
What are the Non-CDL Hotshot Insurance Requirements?
Even without a CDL, insurance is a must and often quite expensive due to risk.
Typical coverage includes:
- Liability Insurance: $750,000 minimum for interstate carriers
- Cargo Insurance: Usually required by brokers/shippers ($100,000 standard)
- Physical Damage: Covers your truck and trailer
- Bobtail/Unladen Coverage: For when you’re running without a load
Insurance rates depend on your driving history, the value of your equipment, and the types of loads you haul.
How to Find Non-CDL Hot Shot Loads?
- You can find non-CDL hot shot loads using:
- Load boards like DAT, Truckstop.com, and uShip
- Networking with freight brokers
- Direct contracts with local businesses
Keep in mind, you may be limited in the weight and type of cargo you can legally haul, which can impact how much you earn.
Pros and Cons of Non-CDL Hot Shot Trucking VS Getting a CDL
If you’re exploring a career in trucking, one of the first major decisions you’ll face is whether to operate as a non-CDL hot shot driver or pursue a commercial driver’s license (CDL). Each path comes with its own set of benefits and challenges, and the right choice depends on your goals, resources, and long-term plans.
Advantages of Non-CDL Hot Shot Trucking
- Lower Barrier to Entry: No need for formal training or a commercial license. This makes it easier and faster to get started, especially if you already own a qualifying pickup truck and trailer.
- Faster Start-Up Time: With fewer regulatory hurdles and training requirements, many non-CDL drivers can begin taking loads in a matter of weeks.
- Schedule Flexibility: Non-CDL hot shot drivers often have the freedom to choose their routes, select the loads they want, and manage their own work hours.
Disadvantages of Non-CDL Hot Shot Trucking
- Weight and Load Restrictions: You must stay under the 26,000 lbs combined GVWR limit, which significantly reduces the types and size of freight you can haul.
- Limited Cargo Options: Without a CDL, you can’t haul hazardous materials or oversized loads—both of which often pay more.
- High Insurance Costs: Surprisingly, insurance for non-CDL hot shot operations can be just as expensive as for CDL drivers, depending on the type of freight and coverage needs.
- Lower Income Potential: Most non-CDL hot shot drivers earn between $40,000 and $70,000 per year, compared to significantly higher averages for CDL holders.
CDL vs. Non-CDL: Comparing Earnings and Risk
Earnings:
- Non-CDL Hot Shot: Typically earns $1.50 to $2.00 per mile, with annual earnings averaging between $40,000 and $70,000.
- CDL Drivers: Especially those with endorsements (like hazmat or tanker) or long-haul experience, can earn $60,000 to over $100,000 annually, either working for a company or as an owner-operator.
Risk and Responsibility:
- Non-CDL Hot Shot Driver: You’re responsible for everything—from dispatching and scheduling to insurance, repairs, and compliance. While you enjoy more independence, there’s less support if something goes wrong.
- CDL Driver (Company-Sponsored): Generally sees a more stable income, with the carrier handling paperwork, maintenance, and compliance issues. While you trade some independence, you also reduce your financial and legal exposure.
Which Path Is Right for You?
If you want to get started quickly, keep overhead low, and enjoy more freedom, non-CDL hot shot trucking might be a great short-term fit. However, if you’re aiming for higher earnings, broader freight opportunities, and long-term growth in the transportation industry, getting your CDL is the smarter investment. Learn more about getting a CDL by filling out the form below.